Pilari is a Turku-based business finance broker and advisor that works on the entrepreneur's side. We are not a lender, and we are not tied to any single bank or finance company, so we look at the financing market independently and across every model.
There is no single right answer to a Finnish SME's financing need. The right solution may be a bank loan, a Finnvera guarantee or loan, flexible credit from a finance company, leasing, factoring, hire purchase, or a combination of these. We help you see the whole map and choose the route that fits your company's situation, cash flow and goals.
Our work has two parts. First, we find out in an entrepreneur-first way what the business actually needs and what is realistic. Then we build material for the financier that holds up to scrutiny: a clear financing application and, when needed, a thorough financing memo that presents the numbers and the story the way a financier wants to see them. Well-prepared material improves the odds and speeds up the process.
The founder has over ten years of experience in SME financing and secured lending, from both the financier's and the entrepreneur's side. That means straight talk: we tell you honestly what is strong and what needs work, and we never promise what we cannot deliver.
Pilari is a good fit for an SME planning an investment, growth, stronger working capital, a change of ownership or international expansion, and wanting an experienced, independent partner alongside. Start with a free assessment and we will go through your situation together.